The World Bank stated that Kenya has yet to complete key prior actions required for a second DPO loan, including implementing regulations for the Conflict of Interest Act and the Social Protection Act. While preparations are ongoing, disbursement timing and loan size will depend on completing these steps and maintaining a sound macro framework. Credit agencies have warned that reform delays could hinder concessional financing access, potentially forcing Kenya to rely more on commercial or domestic borrowing—raising risks to debt servicing and fiscal consolidation.